Now boarding: the Credit Academy Community is $55/month, or $250 one time for a year of access. See all fares
Credit with Jet

Stuck at the gate? Let's get you boarded.

Credit, business setup and funding, done with a crew that does the heavy lifting. You pick the destination. We handle the turbulence.

$55per month$250for the year3lanes, one crew
Jet seated outdoors on a rooftop terrace, city towers behind him
Captain JetYour crew is on board
Departures

Where are you flying?

Everyone starts somewhere. These are the routes we fly every week.

Jetlag International · Departures--:--
Sample departures: service stages, not results
FlightFromToStatus
JR 101NEW MEMBERFILE REVIEWBOARDING
JR 214FILE REVIEWDISPUTES OUTON TIME
JR 330SIDE HUSTLELLC SETUPON TIME
JR 447FUNDING GOALFILE PREPBOARDING
JR 562THIN FILESTRUCTURINGON TIME
JR 678NEW BUSINESSSYSTEM BUILDDELAYED
Sample service stages, not results. Every file moves at its own pace.
Fares

Pick your seat.

Straight prices. No surprise baggage fees. Compare every fare.

Boarding passMost popular
YOU to CREW
Credit Academy Community
$55/ month
or $250 one time for one year of access
  • Do-it-yourself: learn to run your own credit journey, step by step
  • Access to all our resources: full curriculum, letter templates, the vault
  • Live calls, class replays and the member community
  • Want it done for you instead? Packages start at $750
JR-CRC
Check out
Boarding passBusiness
FILE to STRUCTURE
Done-for-you Profile Structuring
$750one time
Separate package, no membership needed
  • We structure your credit profile the way lenders read it
  • Built for you, not handed to you as homework
  • Pairs with the community or stands on its own
JR-PST
Check out
Boarding passFirst
FILE to LENDER
Funding
10%of approved amount
You pay on what you're approved for
  • We prepare you and the file before you apply
  • Our fee is 10% of the amount you are approved for
  • Approval and amounts are decided by the lender
JR-FND
Check in

Credit monitoring must stay active while we do credit work for you. Jetlag Recovery does not guarantee the removal of any item, a specific score change, an approval or a funding amount. Results depend on your file and your history. You have the right to dispute inaccurate information with the credit bureaus yourself at no cost. Credit monitoring is billed separately by MyFreeScoreNow at $24.97/month, and Jetlag Recovery may earn a referral commission on it.

How boarding works

Three steps to wheels up.

  1. Check in

    Pick your fare and connect credit monitoring so we can read your live reports.

  2. Pre-flight

    We go through your file, map what's hurting you and lay out the route.

  3. Take off

    The crew does the work, you get updates, and you learn the moves as we go.

Jet in a black turtleneck, smiling
Your captain

Steady hands for the whole flight.

Credit, business and funding can feel like a maze when you're doing it alone. I built a crew so you don't have to. We handle the work, we explain the why, and we stay with you until you land.

No gatekeeping. If we know it, you'll know it.

— Jet

Meet Jet

Pre-flight questions

Before you board.

Do you guarantee results?

No, and nobody honest can. Every file is different. What we promise is the work: we handle it, we keep you updated and we don't disappear after you pay.

Why does credit monitoring have to stay active?

That applies to our done-for-you packages ($750 and up). We work from your live reports, so while we're doing credit work for you, MyFreeScoreNow monitoring has to stay on so we can see what changed and what to send next. It's billed separately by MyFreeScoreNow. The DIY community doesn't require it, though it helps you track your own progress.

Monthly or yearly?

Same community, same support. $55 a month, or $250 one time for a full year, which costs less if you'd stay all twelve months.

How does the funding fee work?

It's 10% of the amount you are approved for. Approval and amounts are decided by the lender.

What are ChexSystems, LexisNexis and Early Warning?

They're specialty reporting agencies. Banks check ChexSystems and Early Warning before opening an account, and LexisNexis feeds data behind many denials. The $1,499 Full Sweep package works all three along with your full credit profile: restructuring, unlimited dispute rounds, and the sweeps, done for you. Just need one? Any single sweep — ChexSystems, LexisNexis or Early Warning — is $200.

What are primaries and tradelines?

A primary is a revolving account in your own name. We offer primaries from $10,000 to $50,000 at a 10% fee, plus tradelines. Ask the crew whether it fits your file; results vary.

Can I do this myself?

Yes. You can dispute with the bureaus directly for free. We exist for people who'd rather have a crew handle it and teach them along the way.

Your seat is waiting.

Check in today and let the crew take the controls.